Savings Accounts

At PBA Federal Credit Union, we make saving money easy. Whether you're building an emergency fund, planning for the holidays, or investing for the future, we have the right savings solution for you.


Our Savings Options


Regular Savings Account

Build your savings with flexibility and ease. Perfect for everyday savers who want access to their funds while earning dividends on their balance.

  • Monthly paid dividends
  • No monthly service fees
  • Easy access to your money
  • NCUA insured up to $250,000
  • No fee for e-statements


Christmas Club Account

Make holiday shopping stress-free by saving throughout the year. Set aside money each month and have it ready when you need it most.

  • Dedicated holiday savings
  • Automatic transfers available
  • Funds distributed in time for the holidays
  • Start with any amount


Certificates of Deposit (CDs)

Maximize your earnings with our competitive CD rates. Lock in a great rate and watch your savings grow.

  • Higher dividend rates than regular savings
  • Fixed terms to match your goals
  • NCUA insured up to $250,000
  • Various term lengths available


Questions About Saving?

Our team is here to help you choose the best savings strategy for your goals. Stop by our office or call us at (870) 535-2441 during office hours.


Regular Savings

When you open a savings account, you become a member of the credit union. You can open your account with a minimum deposit of $5.00. Once you have opened your account you will have access to all the benefits of being a credit union member. These benefits include, lower interest rates on loans and friendly one on one service that you will not find with anyone else.